Insurance Underwriter Career
Insurance underwriters review applications for insurance and help their employers determine whether to provide coverage, what level of coverage to provide, and how much to charge in premiums. While underwriters tend to work for large insurance companies, some are employed by third-party organizations that provide underwriting services to insurers.
Most insurance underwriters work full-time hours in an office setting. They have employee status and are paid salaries. Though self-employed underwriters exist, they are in the minority.